Pnb application form for home loan

Who can borrow?

• Filipino Citizen
• At least 21 years of age, but not more than 65 years old upon loan maturity
• With stable source of income from employment or business
  
  1. Employed for the last 2 years
  2. Self-employed - business is operational and profitable for the last 2 years

What do I need to submit?

• Completely filled out and signed PNB Housing Loan Application Form
• Photocopy of one (1) government issued valid ID such as Drivers License, Passport, UMID, SSS, etc.
• Photocopy of marriage contract (if applicable)
• Signed Client Consent Form
• Appraisal fee* Php 5,000 for regular loan account while Php 6,000 for construction loan (non-refundable).

If locally employed:

• Latest certificate of employment with compensation
• Latest Income Tax Return

If self-employed:

• Latest Certificate of Business Registration with DTI/SEC
• Articles of Incorporation/Partnership (if applicable)
• Latest Income Tax Return and Audited Financial Statements for the last two (2) years
• Bank statements for the past six (6) months
• List of three (3) Major Suppliers/Customers with contact details (as trade references)

If OFW:

• Latest certificate of employment with compensation or job contract
• Latest POEA Contract for seafarers
• Notarized/Consularized Special Power of Attorney

*Waived for accredited developers